The Funniest Insurance coverage Claims Ever Filed

28 Oct

Who says insurance coverage agents do not have a sense of humor? They’d have to, to sit back and go through some of the insurance coverage claims that drivers and house owners file nowadays with out turning out to be raving lunatics! Right here is a collection of the funniest, most ludicrous and most outrageous insurance claims to ever pass across the desk of an insurance claims director, as advised by comedian Jasper Carrott, site and the Charlotte evening news.

1)A Charlotte attorney obtained a box of high priced cigars and insured them towards flood, storm injury and, of all items, fire. Needless to say, his investment went up in (happily inhaled) smoke inside of a month, immediately after which the attorney filed a claim with his home owners insurance company that he was owed compensation since “the cigars were lost in a series of little fires”. The insurer refused to spend, assuming (appropriately) that the guy had smoked the pack himself. A decide ruled, nonetheless, that because the insurer had never ever stated what was regarded to be “unacceptable” fire the company did, in truth, owe him $15,000 to substitute his house.
The insurance business paid the claim, but they got their own back in the end. The attorney was then arrested, sentenced to 24 months in jail and a $24,000 fine for 24 counts of arson and insurance fraud.
2)Genuine story: When asked to describe how he had come to have a a single on one particular with a lamppost the driver stated that he had not been in a position to see the post since “it was obscured by human beings.”

3)Only in Louisiana could you get away with filing an insurance declare stating, “Windshield broke. Result in unknown. Most likely voodoo.”

4)It’s all H2O to me. A decide had to educate a homeowners insurance coverage supplier on the fundamentals of chemistry when a washing machine received stuck on boil and steam cleaned an total kitchen beyond restore. The insurance coverage company tried to declare that steam harm should not be coated beneath the home owners water harm policy.

5)A lady meeting her husband, a Navy crewman who was due into port that day, parked at the finish of the slip where the submarine was due in to berth. There was an inexperienced ensign at the helm who overshot his landing and hit the end of the slip, breaking a section away and sending the vehicle plunging into the water. Needless to say, individuals damages were on Uncle Sam!

6)There may not have been a tornado in town, but a driver unfortunate adequate to have picked that day to park his auto by the side of the street was taken care of to a moment in Oz when a property came crashing down off the flatbed of the truck employed to move it, completely destroying his car.

7)Will these pedestrians never ever find out? A driver stated on his insurance claim kind that “I knocked above a guy. He admitted it was his fault, as he’d been knocked over before!” One more driver really virtually pointed out, “The pedestrian had no concept which route to run, so I ran in excess of him.”

8)In a nod to punctuality, a driver was rushing out of his drive on his way to function at 7 o’clock in the morning and ran straight into a bus-who was five minutes early.

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