Investing Wisely

14 Feb

When we sees the word, “Investment”, we typically believe that this is for the rich only. The Bible also talks about currently being faithful with what the Lord has entrusted to us and currently being accountable to Him for the choices we make (Matthew 25:14 – 30). We need to secure our finances and do our homework before creating any selections in investing our money in the a variety of investment instruments. Listed under are some of the investments you may contemplate.

a) Stocks & Shares: When you buy a stock from the Stock Exchange, you are indirectly investing in the stock of the business. But when you purchase a Mutual Fund/Unit trust, you are entrusting somebody else to make choices for you and you do not have any control above what to purchase or promote.

Most common stocks returns come in the form of dividends and capital appreciation (enhance in the share cost) but not all of the stocks are the identical. One particular way is to see how effectively the company’s prospects is tired to the market.

Exchange Traded Funds is like a Mutual fund/unit trust but differs from it. It is traded in a stock exchange and tracks an index (illustration,S&P 500 Index, Nikkei Index) rather than making an attempt to beat it actively. By owing an Exchange Traded Fund, you get the diversification of an index as well as the versatility of trading it like a stock. This means you can buy or sell the stock at any time.

b) Real Estate: The concept of owing one more home as an investment is a dream in most of our minds, specifically in affluent Singapore. You can obtain a property and rent it out as a tenant. As a landlord, you are accountable for paying the mortgage loan, taxes and the charges of keeping the house. Hopefully, the rent paid to you can cover your regular monthly expenses on the residence. Hopefully, you can promote the residence when the value goes up. Nevertheless, you may require to manage some unpleasant experiences like the tenant calling you in the middle of the evening because of an electric blackout in the apartment.

c) Land Banking: The notion of Land banking is fairly new in Singapore and there have being a amount of unpleasant scams in the past. Land banking is the purchase of raw land with the intention of holding it until it is lucrative to promote it. The boost in the land worth comes from the conversion of the raw land to residential or business use.

Investing in land banking is investing in a tangible asset as opposed to stocks or bonds but there are also risks involved. The investment could turn out to be a scam or the plans to develop the land in the foreign country did not materialized. What if you want the money urgently? We need to have to be cautious and do our homework just before we invest. Among the far more reputable land banking company is Walton Global

d) Gold & Silver: Gold has been around for a lengthy time and has been recognized as a risk-free haven in times of cost-effective instability. It is an excellent hedge against inflation more than the long term. Prior to 1971,the US Dollar was pegged to the Gold normal at a fixed price tag (illustration USD35 = 1 oz of Gold). Nevertheless, on 15th Aug 1971, President Nixon ended this program. Since then, gold has effectively preserved wealth compared to paper income as the value of the dollar is continuously eroded by inflation.

Silver, the very poor man’s gold is yet another fantastic device to hedge inflation. The cost of silver ranged from $3 to $6 per oz in the 1970s & but the price started increasing rapidly in 1979 to $50. Silver has a lot more usage than gold and is employed in industrial items like batteries and electronic merchandise. Nevertheless, the stockpiles of gold are increasing but the silver stockpiles have shrank significantly. Physical silver can be purchased as a 1 kg silver bar, silver coins at most valuable metal shops.

Francis Pang

4 Responses to “Investing Wisely”

  1. Shu March 17, 2013 at 8:58 am #

    Just read a success piece on Ron Paul known as the Candidate of Disaster and Gloom which continues to fight him for putting his money where his mouth is and earning money by trading in gold. Individuals that possess the doomer label are Peter Schiff, Marc Faber, Jim Rogers… you realize… individuals who known as the financial crisis precisely and invested sensibly. Are you currently a disaster and gloomer for acknowledging the reality in our situation and trading accordingly?

  2. Timothy April 9, 2013 at 12:38 pm #

    I am just getting began in tangible estate trading we have spent in other fields for several years. I must meet other people who are motivated willing and able to understand the various tools from the trade therefore we can invest sensibly and make equity for future years. My credit is nice and that i have previously bought some land. My home is Manhattan

  3. Sophia April 24, 2013 at 7:18 am #

    I am thinking about alienbees and that i like softbox lighting. I wish to invest sensibly!

  4. Londa April 26, 2013 at 1:58 am #

    Since you will need to pay for that services directly anyway — by means of insurance

    Why don’t you cut the intermediary out completely

    Your physician as well as hospital —

    Just how much exspense might be eliminate simply by eliminating the insurance provider completely

    All insurance coverage is illegal now — invest sensibly and negotiate well and hope a cost war between doctors breaks out LOL —

    The above mentioned just appears the answer than legislated purchase

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